About the Organization
The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve.
We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capita l , we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions.
Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents – and our country – thrive.
POSITION SUMMARY:
The Loan Officer position is part of the Community Development Lending (CDL) team under Capital Impact Partners (CIP). The Loan Officer may work remotely, but preference is given to candidates located in the same city as one of the following CIP offices: Austin, TX, New York, NY, and Atlanta, GA. This role will work on projects across the country.
The ideal candidate is passionate about community and economic development, impact investing, and social justice.
The Loan Officer is responsible for originating and underwriting acquisition/predevelopment, construction, lines of credit, and term loans to support projects in Capital Impact’s key sectors: housing, healthcare, education, healthy food, aging, and cooperatives. The position also involves closing transactions that utilize New Markets Tax Credits (NMTCs).
In accordance with Capital Impact’s lending policies and procedures, the Loan Officer prepares and presents loan narratives and credit memos to the loan committee or other approved Momentus Loan Administration groups for closing. Additionally, they collaborate with the Momentus portfolio management team on ongoing asset management. The role also supports the achievement of lending work plan goals, markets Momentus products, and manages relationships with borrowers, lending partners, technical assistance providers, government agencies, and public officials.
REPORTING RELATIONSHIPS:
The Loan Officer reports to the Director of, Southern Region. The Loan Officer works closely with the Capital Deployment team, Business Development Officers, and Underwriters on loan closings. They also work with Underwriters and Portfolio Managers on asset management. The Loan Officer communicates regularly with borrowers, third-party lenders, attorneys, and other external stakeholders. Additionally, they attend loan committee meetings and represent Momentus/CIP to outside groups as needed.
Essential Responsibilities
Marketing/Business Development:
Underwriting:
Closing:
Other Responsibilities:
Requirements
Benefits
The salary range for this position is $92,660 -$123,701 and is eligible for an annual incentive/commission plan.
This role is hybrid and is eligible for an annual incentive.
All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas.
EEO: Momentus Capital is an equal opportunity employer committed to a diverse workforce; and, as such, is fully committed to providing employment for qualified individuals, free from discrimination on the basis of race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, marital status, pregnancy, childbirth or related medical conditions, or any other protected characteristic established by applicable law.
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